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Bookingmart.lk > Travel Insurance
Travel Insurance
Travel insurance can minimize the considerable financial risks of traveling: accidents, illness, missed flights, canceled tours, lost baggage, theft, terrorism, travel-company bankruptcies, emergency evacuation, and getting your body home if you die. Each traveler’s potential loss varies, depending on how much of your trip is prepaid, the refundability of the air ticket you purchased, your state of health, the value of your luggage, where you’re traveling, the financial health of your tour company and airline, and what coverage you already have.

INSURANCE BASICS

The insurance menu includes five main courses: trip cancellation and interruption, baggage, and flight insurance. Supplemental policies can be added to cover specific concerns, such as identity theft or political evacuation. The various types are generally sold in some combination-rather than buying only baggage, medical, or cancellation insurance, you’ll usually purchase a package that includes most or all of them.

Travel agents recommend that you get travel insurance (because they get a commission when you buy it, and because they can be held liable for your losses if they don’t explain insurance options to you). While travel agents can give you information and advice, they are not insurance agents-always direct any specific questions to the insurance provider.
Policies available vary by state, and not all insurance companies are licensed in every state. If you have to make a claim and encounter problems with a company that isn’t licensed in your state, you don’t have a case.

BAGGAGE INSURANCE

For luggage that is lost, delayed, or damaged is included in most comprehensive policies, but it’s rare to buy it separately. Baggage insurance puts a strict cap on reimbursement for such items as jewelry, eyewear, electronics, and photographic equipment read the fine print. If you check your baggage for a flight, it’s already covered by the airline (ask your airline about its luggage liability limit; if you have particularly valuable luggage, you can buy supplemental “excess valuation” insurance directly from the airline). Check if your homeowners or renters insurance cover baggage. Travelers’ baggage insurance will cover the deductibles and items excluded from your homeowners’ policy.

FLIGHT INSURANCE

Flight Insurance is a statistical rip-off that heirs love. It’s basically a life insurance policy that covers you when you’re on the airplane. Since plane crashes are so rare, there’s little sense in spending money on this insurance
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Bookingmark Holidays (Pvt) Ltd is a Sri Lankan Tours Operator owned by Key Travels (Pvt) Ltd, the place where the best travel services in the travel industry is being provided. Being one of the leaders in the travel industry we provide our customers with services at reliable prices and also we provide them with a friendly customer service. We get closer to the customers in order to treat them with exclusive offers to travel around Sri Lanka and Overseas.
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